Personal Loans in Layton, UT - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Layton, UT. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Layton, Utah

Compare the best lenders that offer Personal Loans online and near you in Layton, UT and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • 1st Choice Money Center

  • 1st Choice Money Center: 1550 N Main St Ste H, Tel.: (801) 773-0129
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  • Academy Mortgage - Hill Field

  • Academy Mortgage - Hill Field: 2307 N Hill Field Rd Ste 105, Tel.: (801) 614-5099
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  • Ace Financial of Layton Inc

  • Ace Financial of Layton Inc: 1848 N Hill Field Rd, Tel.: (801) 779-8666
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  • Bank of the West

  • Bank of the West: 683 W Antelope Dr, Tel.: (801) 525-4440
    Bank of the West provides checking, savings, credit cards, mortgages, auto loans, business banking, commercial banking and more. Bank of the West pairs the mobile and online banking capabilities of a world-class global bank with the personal attention of a local bank. Member FDIC. Equal Housing Lender. Visit us at 683 W Antelope Dr, Layton, UT 84041
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  • Bank of Utah

  • Bank of Utah: 717 W Antelope Dr, Tel.: (801) 773-2221
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  • Beecher Cindy MLO

  • Beecher Cindy MLO: 849 W Hill Field Rd, Tel.: (801) 444-5984
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  • Cache Valley Bank

  • Cache Valley Bank: 1333 N Hill Field Rd, Tel.: (801) 927-6600
    America West Bank, located in Layton, Utah, is a member-owned bank that offers a variety of flexible products and programs to accommodate individual needs. It offers personal and business Internet banking, a free courier service to pick up deposits, personal and business loans, credit cards, and a range of financial services. America West Bank is a member of the Federal Deposit Insurance Corporation. The bank s personal banking services include certificate of deposits, personal checking and savings accounts, Visa and ATM cards, MasterCard, personal loans and lines of credit, mortgage loans, calculators, and information on current rates. Its business banking services include MasterCard, business checking and savings accounts, business loans and lines of credit, construction loans, cash management services, merchant services, and information on current rates. Additionally, the bank s cash management services include wire transfers, balance reporting and alerts, reconciliation services, book transfers and sweeps, tax payments, and bill payment services.
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  • Casey Persinger-The Low Price Lender

  • Casey Persinger-The Low Price Lender: 2071 N Main St, Tel.: (801) 682-5626
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  • Chase Bank

  • Chase Bank: 1275 N Hill Field Rd, Tel.: (801) 544-4474
    Find out how Chase can help you with checking, savings, mobile banking, and more. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
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  • Check Into Cash

  • Check Into Cash: 750 N Main St, Tel.: (801) 547-0945
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  • Checkmania

  • Checkmania: 2631 N Hill Field Rd, Tel.: (801) 825-8794
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  • Chek Line

  • Chek Line: 1596 N Hill Field Rd, Tel.: (801) 728-0800
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  • Coventry Mortgage Of Utah

  • Coventry Mortgage Of Utah: 225 N Adamswood Rd, Tel.: (801) 497-0756
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  • EZ Loan Services

  • EZ Loan Services: 1981 N Main St, Tel.: (801) 773-6677
    EZ Loan Services is a trusted resource for competitively-priced payday loans (cash advances), installment loans, title loans and prepaid debit cards. Hundreds of affiliate store locations across the US in Alabama, Arkansas, Colorado, Idaho, Kansas, Missouri, Nebraska, South Dakota, Texas, Utah and Wisconsin. Call us or visit us at a location near you to receive your easy, fast cash now!
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  • Fastbucks

  • Fastbucks: 470 N Main St Ste A, Tel.: (801) 593-7140
  • Fastbucks: 2146 N Main St Ste 532, Tel.: (801) 773-8820
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  • First Command Financial Service

  • First Command Financial Service: 2307 N Hill Field Rd Ste 104, Tel.: (801) 774-5601
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  • First National Bank

  • First National Bank: 1601 N Hill Field Rd, Tel.: (801) 813-1640
  • First National Bank: 980 N Fairfield Rd, Tel.: (801) 813-1620
  • First National Bank: 12 S Main St, Tel.: (801) 813-1729
    On May 15, 1905, First National Bank (FNB) opened its doors for business in downtown Layton, Utah. Historians have been quoted to say that "the beginning of the twentieth century was the era of bank expansion in Utah".* FNB's entrance to the stage at that time was exactly what the local community was looking for. In a day when many people only had access to their banks by mail, the citizens of Layton welcomed the direct and personal touch that FNB offered. Originally located in a small white building on the corner of Main Street and Gentile, FNB was established by nine community leaders with entrepreneur E.P. Ellison at the head of the movement. The initial 39 stockholders were mostly comprised of local farmers and merchants. As Layton City experienced rapid expansion, FNB continued to be a cornerstone in the community. Amid the economic turmoil, wars, and changing values of the twentieth century, FNB held its ground as a pillar of financial security. On multiple occasions, the bank received a five-star rating from Bauer Financial Reports indicating that FNB was one of the safest, credit-worthy banks in the United States. By 2005, the bank's assets exceeded $250 million and seven branches were set up along the Wasatch Front from Clearfield to Draper. What once was a handful of directors and branch cashiers has now grown into a force of more that 100 employees who strive to continue to provide the hallmark service for which FNB is well known. Today, FNB continues its legacy of investing in and serving the communities in which it belongs. The bank actively takes part in sponsoring community events and partners such as Layton Liberty Days, the Davis Arts Council Summer Concert Series, the Layton/Syracuse Marathon, Family Connection Center Giving Trees, and the United Way of Salt Lake City. First National Bank provides a wide range of financial services to consumers and businesses throughout Utah. The bank offers checking, savings and money market accounts, certificates of deposit, debit cards, investment services and retirement plans. Its lending capabilities include automotive, personal, construction, mortgage and home equity loans. First National Bank assists businesses with cash management, direct deposit and wire transfers. The bank's online banking and mobile banking enables customers to access accounts, pay bills, and customize financial activities. It is a member of the Federal Deposit Insurance Corporation. First National Bank is based in Layton, Utah.
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  • Grand Enterprises

  • Grand Enterprises: 518 Marshall Way, Tel.: (385) 888-9181
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  • Hearthstone Mortgage

  • Hearthstone Mortgage: 187 E 900 S, Tel.: (801) 544-2424
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  • Home Quest Mortgage

  • Home Quest Mortgage: 579 Heritage Park Blvd, Tel.: (801) 728-7020
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  • Josh Vollmer - American Pacific Mortgage

  • Josh Vollmer - American Pacific Mortgage: 27 S Main St, Tel.: (435) 363-5278
    The American Pacific Mortgage Team is your premier mortgage team located in Clearfield, Utah. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Clearfield area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
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  • KeyBank

  • KeyBank: 999 N Hill Field Rd, Tel.: (801) 544-7293
    Cleveland-based KeyCorp is one of the nation’s largest bank-based financial services companies, with assets of approximately $93.8 billion. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. The company’s businesses deliver their products and services through branches and offices; a network of 1,200+ ATMs; telephone banking centers 800-KEY2YOU®; and a website,®, and mobile app that provides account access and financial products 24 hours a day.
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  • LendNation

  • LendNation: 936 N Main St, Tel.: (801) 547-1110
    LendNation is more than the products and services we offer. It’s what we do, but not who we are. At our Layton location, we not only provide loans generally within one business day; but more importantly we provide a customer experience that is second to none. It’s more than a quick application process and excellent customer service; it’s treating you how we’d want to be treated ourselves. It’s what you deserve and it’s what we’re all about. Our location has been in business since 2016. We are located at 936 N Main St, next to Cold Stone. Come visit us to find a loan that works for you, or call (801) 547-1110 today.
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  • M & T Mortgage Corporation

  • M & T Mortgage Corporation: 1536 Woodland Park Dr Ste 220, Tel.: (801) 779-2483
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  • M&T Bank

  • M&T Bank: 880 Heritage Park Blvd Ste 130, Tel.: (801) 779-2483
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  • Money 4 You

  • Money 4 You: 2056 N Hill Field Rd, Tel.: (801) 779-9792
    Money 4 You offers payday and short-term loans for consumers all along the Wasatch Front. You can find us close to any location.Loans for one- to four-week terms are available in amounts from $50 to $3,000. Credit checks are never required and you can apply online, by phone or by visiting the location nearest you. We offer:• Post-Dated Check Loans • Payday LoansThe minimum requirements are full-time employment for one month and a checking account open for one month. Call Money 4 You to get your loan today!
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  • Money 4 You Installment Loans

  • Money 4 You Installment Loans: 1992 W Antelope Dr Ste 160, Tel.: (801) 774-9889
    In need of some cash with an Installment Loan in Layton, UT? Sometimes life happens, and the money you would have used to pay your bills goes toward needed repairs or healthcare instead. You’ll have the money eventually, but you need an immediate Installment loan before your next paycheck to make ends meet. If you need extra funds, Money 4 You Installment Loans can get you fast installment loans in Layton, UT. We love working with Layton residents, and we’re dedicated to getting you back on your feet as quickly as possible. Almost anyone can qualify for an installment loan, and we can give you up to $3,000 at once. We also love to give back to the community by giving out free stuff. Ask us about our promotional giveaways and our Loyalty Rewards Program. We understand that you need quick funds to stay on top of your payments, and our specialists will treat you with understanding and compassion. First Installment Loan is FREE for new customers.
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  • Mortgage First

  • Mortgage First: 283 E Gentile St Ste 100, Tel.: (801) 498-7950
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  • Mortgage Lending Group LLC

  • Mortgage Lending Group LLC: 1133 N Main St Ste 130, Tel.: (801) 447-2407
    Specializing in residential Home Financing. FHA, VA,Commercial Loans availble.
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  • Mountain America Credit Union

  • Mountain America Credit Union: 955 W Antelope Dr, Tel.: (801) 776-4212
    Visit Mountain America Credit Union's Layton Branch at 955 W Antelope Dr, Layton, Utah, for your banking needs. Services include checking and savings accounts, auto and home loans, and personal finance consulting. Drive up and ATM banking services are also available.
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  • New Line Auto Credit

  • New Line Auto Credit: 645 N Main St, Tel.: (801) 444-1777
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  • Paradigm Commercial Capital

  • Paradigm Commercial Capital: 360 S Fort Ln, Tel.: (801) 682-8648
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  • Paradigm Equipment Finance

  • Paradigm Equipment Finance: 124 S Fairfield Rd, Tel.: (801) 682-8648
    Welcome to Paradigm Equipment Finance! Located in Utah, we have been working with brokers and small business owners since 2011 to provide quality equipment financing. We are a direct lender, making your loan for new equipment easy! We make sure we are always straightforward and have no hidden fees in your agreement, so visit our website or call today to learn more. We look forward to helping your business grow!
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  • Q C Finance

  • Q C Finance: 1969 N Main St, Tel.: (801) 525-6407
  • Q C Finance: 377 E Gentile St, Tel.: (801) 546-6379
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  • R W Financial Svc Inc

  • R W Financial Svc Inc: 2391 Kays Creek Dr, Tel.: (801) 546-9111
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  • Security National Mortgage Company

  • Security National Mortgage Company: 1558 Woodland Park Dr Ste 400, Tel.: (801) 926-9925
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  • Security West Financial Co

  • Security West Financial Co: 880 Heritage Park Blvd, Tel.: (801) 525-6571
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  • Stone Creek Mortgage

  • Stone Creek Mortgage: 1197 N 2375 W, Tel.: (801) 808-1368
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  • Susquehanna Bank Mortgage Division

  • Susquehanna Bank Mortgage Division: 67 S Main St, Tel.: (801) 444-9133
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  • United Services Veterans Mortgage

  • United Services Veterans Mortgage: 2156 N Hill Field Rd, Tel.: (801) 508-6700
    Specializes in mortgages for the military and their families.
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  • Us Bank

  • Us Bank: 849 W Hill Field Rd, Tel.: (801) 444-5980
    Let the U.S. Bank Layton UT Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 1170 E Gentile St Ste B, Tel.: (801) 546-1716
    Let the U.S. Bank Layton Smith's Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
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  • USA Cash Services

  • USA Cash Services: 975 N Main St Ste 5, Tel.: (801) 544-1174
    USA Cash Services offer payday, title and installment loans. You can even consolidate your other payday loans! Apply over the phone or on-line. We have convenient locations in Clearfield, Layton, Ogden, North Ogden, Riverdale, Roy, Logan, Taylorsville, Sandy, Murray and our newest location in Tooele. Stop by and see why we are the trusted source for loan services.
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  • Utah Loan Servicing

  • Utah Loan Servicing: 283 E Gentile St Ste 100, Tel.: (888) 719-2795
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  • Utah Mortgage Team

  • Utah Mortgage Team: 101 N Fort Ln Ste 104, Tel.: (801) 686-8585
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  • Washington Federal

  • Washington Federal: 1597 Woodland Park Dr Ste 200, Tel.: (801) 779-0111
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  • Wells Fargo Bank

  • Wells Fargo Bank: 320 E Gentile St, Tel.: (801) 543-1630
    Wells Fargo & Company (NYSE: WFC) is a nationwide, diversified financial services company with $1.6 trillion in assets. Founded in 1852, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,700 locations, more than 12,500 ATMs, online (, and mobile devices. We’re headquartered in San Francisco, but we’re decentralized so every local Wells Fargo store is a headquarters for satisfying all our customers’ financial needs and helping them succeed financially. We do business with one in three U.S. households. Wells Fargo has more than 265,000 team members in 36 countries across our approximately 90 businesses. At the end of third quarter 2014, Wells Fargo ranked fourth in assets among U.S. banks and was the world’s most valuable bank by market capitalization. In 2013, Euromoney named Wells Fargo “Best Bank” in its Global Awards for Excellence, the first time a U.S.-based bank has won the top award. The Chronicle of Philanthropy ranked Wells Fargo’s corporate giving in the top two among all U.S. companies each of the past two years. Our vision: “We want to satisfy all our customers’ financial needs and help them succeed financially.”
  • Wells Fargo Bank: 2050 N Main St, Tel.: (801) 776-6203
  • Wells Fargo Bank: 1435 N Hill Field Rd, Tel.: (801) 525-5600
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  • World Finance

  • World Finance: 760 N Main St Suite B, Tel.: (801) 336-4143
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What are Layton Personal Loans?

In order to get a Personal Loan in Layton, UT you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Utah resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Layton even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Layton, UT may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Layton Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Layton, UT is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Layton Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Layton, UT Personal Loan Alternatives