Personal Loans in Springfield, MO - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Springfield, MO. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Springfield, Missouri

Compare the best lenders that offer Personal Loans online and near you in Springfield, MO and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • Academy Bank

  • Academy Bank: 1923 E Kearney St, Tel.: (877) 712-2265
    Enjoy fast, easy personal banking in Springfield, MO , with Academy Bank. Academy Bank offers checking and savings accounts, money markets, CDs, mortgage loans, home equity lines of credit, business loans, commercial banking and more. Bank in person at this branch located in Walmart. Convenient online and mobile banking also available.
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  • Americas Credit Union

  • Americas Credit Union: 2350 E Bennett St, Tel.: (417) 881-0482
    Founded in 1934 in Denison, TX by a group of Kraft employees. Home Office is located in Garland, Texas. Our mission statement reflects as it did many years ago, Empower member-owners to improve their economic well-being. Anyone and their family who lives or works in Dallas, Rockwall or Collin counties can join.
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  • AmeriCash Loans

  • AmeriCash Loans: 1155 E Battlefield St, Tel.: (417) 890-9777
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  • Assemblies of God Credit Union

  • Assemblies of God Credit Union: 1535 N Campbell Ave, Tel.: (417) 831-4398
    Based in Springfield, Mo., General Council Credit Union offers complete financial services. General Council s services include gift cards, certificates, notary, bill pay, ATM cards, debit card, credit card, online check order, personal loans, home loans, electronic banking, travelers checks, wire transfers, credit-life insurance and life-savings insurance. The credit union also provides checking and saving accounts and Liberty Mutual insurance. General Council has many affiliates including AG Financial Services, Evangel University and Central Bible College.
  • Assemblies of God Credit Union: 1455 W Battlefield St, Tel.: (417) 831-4398
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  • Bank of Missouri

  • Bank of Missouri: 3807 S Campbell Ave, Tel.: (417) 889-4600
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  • BBVA Compass

  • BBVA Compass: 4343 S National Ave, Tel.: (417) 520-4333
  • BBVA Compass: 1510 E Sunshine St, Tel.: (417) 520-4333
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  • C U Community Credit Union

  • C U Community Credit Union: 818 N Benton Ave, Tel.: (417) 865-3912
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  • Chase

  • Chase: 303 E Republic Rd, Tel.: (417) 877-0215
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  • Commerce Bank

  • Commerce Bank: 1626 N Boonville Ave, Tel.: (417) 869-5411
  • Commerce Bank: 901 S National Ave, Tel.: (417) 836-8774
  • Commerce Bank: 616 N Glenstone Ave, Tel.: (417) 869-5411
  • Commerce Bank: 1661 N Boonville Ave, Tel.: (417) 869-5411
  • Commerce Bank: 2616 N Kansas Expy, Tel.: (417) 869-5411
  • Commerce Bank: 1345 E Battlefield St, Tel.: (417) 869-5411
    For over 140 years, Commerce Bank has been providing financial services to individuals and businesses. Located in Springfield, Mo., it is a subsidiary of Commerce Bancshares Inc. and operates over 370 locations in the Central United States. It provides a diversified line of financial services, including business and personal banking, wealth management programs, financial planning and investments through its affiliated companies. Offering a variety of delivery platforms, including an expansive ATM network, online banking and a central contact center, the bank provides various small business solutions and commercial banking services, such as treasury services, merchant services, corporate cards, leasing, foreign exchange and more. Commerce Bank has been named as 'Best Overall Performer' by United States Banker and 'Best Bank in Missouri' by Money Magazine.
  • Commerce Bank: 2770 W Republic Rd, Tel.: (417) 869-5411
  • Commerce Bank: 3301 E Sunshine St, Tel.: (417) 837-5561
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  • Commerce Bank - Missouri State Student Union

  • Commerce Bank - Missouri State Student Union: 614 N Glenstone Ave, Tel.: (417) 869-5411
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  • Community Financial Credit Union

  • Community Financial Credit Union: 1220 E Walnut Lawn St, Tel.: (417) 862-0471
  • Community Financial Credit Union: 815 W Tampa St, Tel.: (417) 862-0471
    CFCU-OWNED ATM LOCATIONS with unlimited free withdrawals for CFCU members: *815 W Tampa *1220 E. Walnut Lawn Avenue (at National) *3641 E. Sunshine (across from Sam's Club) *3253 E. Chestnut (use West entrance) *3201 E. Division (restricted to Associated Wholesale Grocers Employees) A FULL-SERVICE financial institution open to those who work for select employee groups and their relatives and those who live or work in Christian, Dade, Dallas, Greene, Lawrence, Stone, Polk, Taney, or Webster County (Missouri). ASSOCIATION This credit union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law & The Equal Credit Opportunity Act
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  • Empire Bank

  • Empire Bank: 1436 S Glenstone Ave, Tel.: (417) 881-3100
  • Empire Bank: 3333 S National Ave Ste 104, Tel.: (417) 881-5100
  • Empire Bank: 1940 W Chesterfield Blvd, Tel.: (417) 823-9000
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  • Empire Finance Co

  • Empire Finance Co: 1950 S Glenstone Ave Ste K, Tel.: (417) 882-0316
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  • EZ Money Check Cashing

  • EZ Money Check Cashing: 525 S Glenstone Ave, Tel.: (417) 831-7626
    EZ Money has been a leader in the installment loan industry. With locations in 4 states, we service a variety of cash advance loans as well as money orders and transfers, bitcoin selling, and more!
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  • Fcs Financial

  • Fcs Financial: 3042 E Chestnut Expy, Tel.: (417) 862-4158
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  • Freedom Financial Group Inc

  • Freedom Financial Group Inc: 3058 E Elm St, Tel.: (417) 886-6600
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  • Great Southern Bank

  • Great Southern Bank: 723 N Benton Ave, Tel.: (417) 895-4555
    We help you find financial products and services that fit your lifestyle. Visit your nearest Springfield location to get started. Member FDIC | Equal Housing Lender
  • Great Southern Bank: 2449 S Campbell Ave, Tel.: (417) 888-4357
  • Great Southern Bank: 1451 E Battlefield St, Tel.: (417) 888-4316
  • Great Southern Bank: 2735 W Chestnut Expy, Tel.: (417) 895-5210
  • Great Southern Bank: 2562 N Glenstone Ave, Tel.: (417) 895-4543
  • Great Southern Bank: 218 S Glenstone Ave, Tel.: (417) 895-5234
  • Great Southern Bank: 2945 W Republic Rd, Tel.: (417) 895-5203
  • Great Southern Bank: 1955 S Campbell Ave, Tel.: (417) 887-4400
  • Great Southern Bank: 600 W Republic Rd, Tel.: (417) 888-5880
  • Great Southern Bank: 2609 E Sunshine St, Tel.: (417) 888-4380
  • Great Southern Bank: 1320 W Battlefield St, Tel.: (417) 888-4353
  • Great Southern Bank: 331 South Ave, Tel.: (417) 895-4511
  • Great Southern Bank: 1615 W Sunshine St, Tel.: (417) 895-5222
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  • Guaranty Bank

  • Guaranty Bank: 4343 S National Ave, Tel.: (417) 520-4333
  • Guaranty Bank: 1341 W Battlefield St, Tel.: (417) 520-4333
    Guaranty Federal Bancshares, located in Springfield, Missouri, has a subsidiary corporation offering full banking services. Established in 1913, the principal subsidiary, Guaranty Bank, has nine branches in Greene and Christian counties. It is a member of the MoneyPass and TransFund ATM networks, which provide its customers surcharge-free access to more than 80 area ATMs and over 24,000 ATMs nationwide. The bank offers comprehensive retail, commercial and private banking services. Its personal banking services include checking accounts, savings, mortgage and consumer loans, and Internet banking. Guaranty Bank, the subsidiary of Guaranty Federal Bancshares, also offers business banking services, such as merchant and international services, and cash management.
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  • Hawthorn Bank

  • Hawthorn Bank: 321 W Battlefield St, Tel.: (417) 889-9191
    With 22 locations, Hawthorn Bank has proudly served families and businesses across Missouri for more than 150 years. Stop by your local branch today!
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  • Hb Mortgage

  • Hb Mortgage: 3322 S Campbell Ave, Tel.: (417) 895-9512
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  • JD Byrider

  • JD Byrider: 1226 S Glenstone Ave, Tel.: (417) 863-6500
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  • LendNation

  • LendNation: 1102 S Glenstone Ave, Tel.: (417) 831-0025
    LendNation is more than the products and services we offer. It’s what we do, but not who we are. At our Springfield location, we not only provide loans generally within one business day; but more importantly we provide a customer experience that is second to none. It’s more than a quick application process and excellent customer service; it’s treating you how we’d want to be treated ourselves. It’s what you deserve and it’s what we’re all about. Our location has been in business since 2003. We are located at 1102 S Glenstone Avenue, next to Subway. Come visit us to find a loan that works for you, or call (417) 831-0025 today.
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  • Mariner Finance

  • Mariner Finance: 446 W Battlefield St, Tel.: (417) 429-0857
    Mariner Finance, LLC is a consumer finance company. Find out how we can assist you with your financial needs by visiting our website.
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  • Master Finance

  • Master Finance: 1950 S Glenstone Ave Ste H, Tel.: (417) 886-7007
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  • Mid-American Title Loans

  • Mid-American Title Loans: 2448 S Campbell Ave, Tel.: (417) 889-0017
    Founded in 1990 in Jonesboro, GA Mid-American Title Loans is one of America's most respected companies helping hardworking Americans use the equity in their vehicle to access the cash they need.
  • Mid-American Title Loans: 1639 E Sunshine St, Tel.: (417) 877-8700
  • Mid-American Title Loans: 1424 E Kearney St, Tel.: (417) 831-3100
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  • Missouri Title Loans Inc.

  • Missouri Title Loans Inc.: 1440 W Kearney St, Tel.: (417) 429-1664
    Lots of places will give you a title loan, but at Missouri Title Loans no one knows this business better than we do. Ask us how you can get more money and easy payments that work for you. Missouri Title Loans give you fast approvals, great service and you get to keep your car.
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  • OakStar Bank

  • OakStar Bank: 1020 E Battlefield St, Tel.: (417) 877-2020
    The OakStar experience is unique, much like our name. The combination of the oak leaf which symbolizes strength, beauty, protection, and longevity with the star symbolizing vision, brightness, and the view of the big picture accurately reflects our mission of service to you. As a locally owned community bank, all of our decisions are made right here where we live. The way it should be.
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  • OBannon Bank

  • OBannon Bank: 3120 E Sunshine St, Tel.: (417) 881-2251
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  • PrimeLending

  • PrimeLending: 1329 E Republic Rd Ste J, Tel.: (417) 616-0782
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  • Security Finance

  • Security Finance: 2250 S Campbell Ave, Tel.: (417) 233-0086
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
  • Security Finance: 2801 W Chestnut Expy, Tel.: (417) 233-2124
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  • Speedy Cash

  • Speedy Cash: 2949 S National Ave, Tel.: (417) 319-7098
    Installment Loans in Springfield, MO up to $1,500 available for quick cash to cover unexpected bills, emergencies or other short-term loan needs. Stop by your local Speedy Cash store to apply for an Installment Loan or Title Loan today. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment Title loans subject to minimum auto value requirements. See associate for details. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solutions. Customer with credit difficulties should seek credit counseling. A single payday advance is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.
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  • Springfield First Community Bank

  • Springfield First Community Bank: 2006 S Glenstone Ave, Tel.: (417) 882-8111
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  • Springfield Mortgage

  • Springfield Mortgage: 3125 S Pickwick Pl, Tel.: (417) 877-9997
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  • State Bank of Southwest Missouri

  • State Bank of Southwest Missouri: 3310 E Sunshine St, Tel.: (417) 882-1400
    "At State Bank, we're proud of our history...but we don't rest on it. We were founded by local businessmen with a single, clear mission: Provide our customers with the best, most individualized service possible, always keeping the customer's best interest in mind.We've never wanted to be the biggest bank in town. Never wanted to merge with an out of town or out of state mega-bank. We are truly a local bank, focused on providing unparalleled service that larger banks simply can't deliver.
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  • Steve Mayfield - Mortgage Loan Originator

  • Steve Mayfield - Mortgage Loan Originator: 4625 S National Ave, Tel.: (417) 875-6841
    Steve Mayfield started HIS career AS a mortgage loan originator in 1987. And have lived in the Springfield Missouri area since 1971. Visit WWW. SPRINGFIELDMOHOMELOANS. COM for more information.
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  • Sun Loan Company

  • Sun Loan Company: 2762 S Campbell Ave, Tel.: (417) 886-8287
    At Sun Loan, we’ve built our business by offering installment loans – it’s the financial help you need when you need it most. Over the years, we’ve expanded our services to become a true community resource. Today, you can come to us for a loan, guidance, to have your taxes prepared, rebuild credit, and build financial health. Sun Loan Company is licensed, regulated and audited by all states where we operate and fully complies with all laws and regulations. When you need money for unexpected expenses like utilities, medical bills, home or car repairs, holiday celebrations, and gifts, you can depend on us to help you get the money you need with monthly payments you can afford. Our customers have been the heart and soul of what we do for over 30 years. Many have become like family because trust is the biggest part of our relationship. Your financial health is what we care about. We have over 250 offices, across 7 states.
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  • Systematic Savings Bank

  • Systematic Savings Bank: 318 South Ave, Tel.: (417) 862-5036
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  • Tel-A-Rent

  • Tel-A-Rent: 1349 S Glenstone Ave, Tel.: (417) 881-3533
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  • TelComm Credit Union

  • TelComm Credit Union: 2155 E Sunshine St, Tel.: (417) 886-5355
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  • The Bank of Missouri

  • The Bank of Missouri: 2360 E Sunshine St, Tel.: (417) 881-4600
    At The Bank of Missouri, we believe your money should support the life and future you want. We welcome the opportunity to help you select the right solutions to meet your goals, whether you’re focused on your personal finances or are looking to start or grow a business. We give you easy access to your accounts too, with Online Banking on our website and a handy mobile app. A little about The Bank of Missouri - Our team members serve alongside our customers to grow and enhance our communities across Southeast, Southwest and Central Missouri. You can count on us to reinvest money locally, fueling small business growth and local causes. Together, as volunteers, friends, and neighbors, we live well and bank well.
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  • The Loan Machine

  • The Loan Machine: 3209 S Campbell Ave, Tel.: (417) 877-9900
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  • Us Bank

  • Us Bank: 3230 E Battlefield St, Tel.: (417) 883-9030
    Let the U.S. Bank Fox Grape Plaza Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 3015 E Sunshine St, Tel.: (417) 883-5363
    Let the U.S. Bank East Sunshine Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 417 E Saint Louis St, Tel.: (417) 868-4400
  • Us Bank: 1615 S Glenstone Ave, Tel.: (417) 888-2275
    Let the U.S. Bank Glenstone Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 3810 S Campbell Ave, Tel.: (417) 887-1880
    Let the U.S. Bank Campbell Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 2062 E Kearney St, Tel.: (417) 862-7300
    Let the U.S. Bank Kearney MO Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: Springfield 65808, Tel.: (417) 888-2200
  • Us Bank: 900 N Benton Ave, Tel.: (800) 872-2657
  • Us Bank: 2825 N Kansas Expy, Tel.: (417) 863-6230
    Let the U.S. Bank Springfield Walmart Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
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What are Springfield Personal Loans?

In order to get a Personal Loan in Springfield, MO you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Missouri resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Springfield even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Springfield, MO may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Springfield Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Springfield, MO is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Springfield Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Springfield, MO Personal Loan Alternatives