Personal Loans in Springfield, IL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Springfield, IL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Springfield, Illinois

Compare the best lenders that offer Personal Loans online and near you in Springfield, IL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • Americas Financial Choice

  • Americas Financial Choice: 1665 Wabash Ave, Tel.: (217) 866-0673
    America's Financial Choice has been serving the short-term financial needs of your neighborhood for many years. We are a private Illinois company, licensed by the state of Illinois, and staffed by local people that understand your needs and concerns. We offer starter payday loans, preferred payday loans & auto title loans in the state of Illinois. Call or visit our office today in Jerome / Springfield, IL.
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  • Bank Of Springfield

  • Bank Of Springfield: 850 E Madison St Ste 1, Tel.: (217) 529-5555
  • Bank Of Springfield: 3400 Wabash Ave, Tel.: (217) 529-5555
    Spring Bancorp owns and operates the banking chain of Bank of Springfield. Established in 1965, the bank provides services to customers through nearly five locations throughout Springfield and Jacksonville, Ill. Personal banking options include 24-hour account services, checking accounts, savings accounts, certificates of deposit, COD specials, individual retirement accounts, instant check applications and VISA cards. Business banking options include commercial checking accounts, corporate savings accounts, business money market accounts, sweep accounts, cash management and night deposits. Business loan options include commercial real estate, construction and term loans and various lines of credit. Other products include home mortgages and home equity loans. Spring Bancorp maintains its headquarters in Springfield.
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  • Cefcu

  • Cefcu: 2449 N Dirksen Pkwy, Tel.: (217) 528-9441
  • Cefcu: 2424 W Iles Ave, Tel.: (217) 546-7200
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  • First Bankers Trust Company

  • First Bankers Trust Company: 2201 Wabash Ave, Tel.: (217) 546-6151
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  • Heartland Credit Union

  • Heartland Credit Union: 2213 W White Oaks Dr, Tel.: (217) 726-8877
    Heartland Credit Union is a complete credit union located in Springfield, IL. We offer complete member services to anyone residing and employed within the area. Our personal bankers and loan specialists will help you out every step of the process.Our services include: Mortgage loans Home equity loans Checking or savings account Auto loans Personal loans Additional banking products that we offer include signature and construction loans. Heartland Credit Union is here to help you learn more information about our banking and financial services. Our financial agents can help you choose which loans and other financial options are right for you. Contact Heartland Credit Union today if you have any questions, or visit our website for more information about our banking services.
  • Heartland Credit Union: 2717 E Sangamon Ave, Tel.: (217) 726-8877
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  • Illinois Educators Credit Union

  • Illinois Educators Credit Union: 1420 S 8th St, Tel.: (217) 528-2642
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  • Illinois Educators CU

  • Illinois Educators CU: 1124 Centre West Dr, Tel.: (217) 528-2642
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  • Illinois National Bank

  • Illinois National Bank: 2849 S 6th St, Tel.: (217) 747-8550
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  • Illinois Title Loans Inc.

  • Illinois Title Loans Inc.: 410 N Dirksen Pkwy, Tel.: (217) 280-8299
    Lots of places will give you a title loan, but at Illinois Title Loans no one knows this business better than we do. Ask us how you can get more money and easy payments that work for you. Illinois Title Loans gives you fast approvals, great service and you get to keep your car.
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  • Marine Bank

  • Marine Bank: 525 N 4th St, Tel.: (217) 747-0222
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  • Prairie State Bank & Trust

  • Prairie State Bank & Trust: 1361 Toronto Rd, Tel.: (217) 786-2509
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  • Security Finance

  • Security Finance: 2436 Denver Dr, Tel.: (217) 717-3061
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
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  • Sun Loan Company

  • Sun Loan Company: 2425 Denver Dr, Tel.: (217) 753-0089
    At Sun Loan, we’ve built our business by offering installment loans – it’s the financial help you need when you need it most. Over the years, we’ve expanded our services to become a true community resource. Today, you can come to us for a loan, guidance, to have your taxes prepared, rebuild credit, and build financial health. Sun Loan Company is licensed, regulated and audited by all states where we operate and fully complies with all laws and regulations. When you need money for unexpected expenses like utilities, medical bills, home or car repairs, holiday celebrations, and gifts, you can depend on us to help you get the money you need with monthly payments you can afford. Our customers have been the heart and soul of what we do for over 30 years. Many have become like family because trust is the biggest part of our relationship. Your financial health is what we care about. We have over 250 offices, across 7 states.
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  • United Community Bank

  • United Community Bank: 617 N Bruns Ln, Tel.: (217) 787-3001
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  • Warren-Boynton State Bank

  • Warren-Boynton State Bank: 3030 Spring Mill Dr, Tel.: (217) 787-0430
    Warren-Boynton State Bank is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications, online banking transactions, or through the use of online financial tools such as interactive calculators. A detailed description of Warren-Boynton State Bank's Online Banking Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us. Warren-Boynton State Bank respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels. The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services. Employing stringent security measures in the collection of your personal information, all Warren-Boynton State Bank online account applications are submitted to the bank's secure administration site through an encrypted direct line to the bank. Once received by the bank, only approved personnel may open and process the application. Furthermore, auditing mechanisms have been put into place to further protect your information by identifying which employee ( s ) has accessed and in any way modified-for example, updated or added to-your personal information. It is in the best interest of both you and the bank to maintain accurate records concerning your personal information. For this reason, Warren-Boynton State Bank allows you to update your personal information online, at anytime, through the submission of encrypted email requests sent to the bank's secure administration site. Notifications are immediately sent to approved bank personnel alerting them to the receipt of your request. This procedure allows Warren-Boynton State Bank to update your personal information within a timely manner. Warren-Boynton State Bank limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. Warren-Boynton State Bank also educates all employees about the importance of confidentiality and customer privacy. In addition, individual user names and passwords are used by approved bank personnel to access your personal information online, providing audit trails to further safeguard the privacy of your personal information. Warren-Boynton State Bank follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law ( i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc. ); or for marketing purposes of which the customer has been previously informed and has been given the opportunity to decline. Warren-Boynton State Bank is committed to ensuring the privacy of its customers' personal information. For more information regarding Warren-Boynton State Bank Online Privacy Policy, contact us.
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  • West Central Bank

  • West Central Bank: 3600 Wabash Ave, Tel.: (217) 726-9600
    West Central Bank continues a 135-year tradition of banking excellence in Cass County that dates from the founding of the Cass County Bank in 1876.In October 2009, the shareholders of State Bank of Ashland and the First State Bank of Beardstown merged the two financial institutions into West Central Bank.West Central Bank operates branches in Ashland, Beardstown, Rushville, and Springfield.With our four branches, West Central Bank proudly continues its tradition as a Community Bank. Officers, board members, and staff are very active in local civic, economic development, fraternal and religious organizations; they are a vital part of the communities that we serve. The Bank sponsors local organizations and initiatives, functioning as an agent for community development. West Central Bank is committed to reinvesting in its communities.
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  • Williamsville State Bank & Trust

  • Williamsville State Bank & Trust: 3341 Old Jacksonville Rd, Tel.: (217) 698-9728
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  • Wykoff Law Office

  • Wykoff Law Office: 919 S 8th St, Tel.: (217) 522-3319
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What are Springfield Personal Loans?

In order to get a Personal Loan in Springfield, IL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Illinois resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Springfield even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Springfield, IL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Springfield Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Springfield, IL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Springfield Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Springfield, IL Personal Loan Alternatives