Personal Loans in Decatur, IL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Decatur, IL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Decatur, Illinois

Compare the best lenders that offer Personal Loans online and near you in Decatur, IL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • Bank Hickory Point & Trust

  • Bank Hickory Point & Trust: 10 Southland Drive, Tel.: (217) 872-7556
    When you bank at a locally owned bank, you can feel the difference. You can tell by the way you're greeted, you can tell by the way you're appreciated, and you can tell by the way we make decisions that have a positive impact on the communities we serve. Come to Hickory Point Bank and feel the difference. We're local--and wouldn't have it any other way. We offer financial services, Mortgage loans, personal loans, home loans, car loans, commercial loans, small business loans, checking accounts, savings accounts, wealth management, commercial loans, trust services, ag services, farm brokerage, farm appraisals, land appraisals, careers, checks, credit cards, and more. We have locations throughout the Central Illinois area including in Decatur, Springfield, Champaign, Peoria, Mt. Zion, Forsyth
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  • Cefcu

  • Cefcu: 3301 N Woodford St, Tel.: (217) 875-1177
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  • Decatur Earthmover Credit Union

  • Decatur Earthmover Credit Union: 4855 Aldi Dr, Tel.: (217) 864-2301
  • Decatur Earthmover Credit Union: 550 N Edward St, Tel.: (217) 875-2301
  • Decatur Earthmover Credit Union: 2600 Dividend Dr, Tel.: (217) 875-2301
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  • First Community

  • First Community: 550 N Edward St, Tel.: (217) 428-0955
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  • First Mid-Illinois Bank & Trust

  • First Mid-Illinois Bank & Trust: 3101 N Water St, Tel.: (217) 872-1400
  • First Mid-Illinois Bank & Trust: 100 S Water St, Tel.: (217) 429-8714
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  • Hickory Point Bank AG Services

  • Hickory Point Bank AG Services: 225 N Water St Ste 102, Tel.: (217) 875-3131
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  • Land of Lincoln Credit Union

  • Land of Lincoln Credit Union: 3130 E Mound Rd, Tel.: (217) 875-3823
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  • Mt Zion State Bank & Trust

  • Mt Zion State Bank & Trust: 2028 S Mount Zion Rd, Tel.: (217) 423-8263
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  • Soy Capital Bank And Trust Co

  • Soy Capital Bank And Trust Co: 455 N Main St, Tel.: (888) 971-6853
    Soy Capital Bank and Trust, located in Decatur, Illinois, is here you make all your financial dreams come true. Our dedicated team looks forward to working with you and helping you attain your goals. We're available to answer any questions you may have about our products and services. We hope that Soy Capital can become a bank that you and your family can rely on for years to come. Allow us to assist you with: • Online banking • Loans • Mortgages • Stocks and bonds • Checking accounts Whether you need our personal or business services, Soy Capital Bank and Trust will be with you every step of the way. Give us a call today to find out what we can do for you.
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  • Staley Credit Union

  • Staley Credit Union: 3330 N Woodford St, Tel.: (217) 423-9767
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  • State Bank of Niantic

  • State Bank of Niantic: 3950 Fountain Ln, Tel.: (217) 424-9831
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  • Sun Loan Company

  • Sun Loan Company: 1335 E Pershing Rd, Tel.: (217) 875-7885
    At Sun Loan, we’ve built our business by offering installment loans – it’s the financial help you need when you need it most. Over the years, we’ve expanded our services to become a true community resource. Today, you can come to us for a loan, guidance, to have your taxes prepared, rebuild credit, and build financial health. Sun Loan Company is licensed, regulated and audited by all states where we operate and fully complies with all laws and regulations. When you need money for unexpected expenses like utilities, medical bills, home or car repairs, holiday celebrations, and gifts, you can depend on us to help you get the money you need with monthly payments you can afford. Our customers have been the heart and soul of what we do for over 30 years. Many have become like family because trust is the biggest part of our relationship. Your financial health is what we care about. We have over 250 offices, across 7 states.
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What are Decatur Personal Loans?

In order to get a Personal Loan in Decatur, IL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Illinois resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Decatur even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Decatur, IL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Decatur Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Decatur, IL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Decatur Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Decatur, IL Personal Loan Alternatives