Personal Loans in Chicago, IL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Chicago, IL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Chicago, Illinois

Compare the best lenders that offer Personal Loans online and near you in Chicago, IL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • A Best Insurance Store

  • A Best Insurance Store: 2448 N Cicero Ave, Tel.: (773) 664-0711
    Shopping for insurance isn't as straightforward a process as most of us would like. Where do you go for information? How much is it going to cost? Will it really be worth investing in? These are just some of the questions that we at the A Best Insurance Store have the answer for. Our offices have been providing top quality insurance products to the residents of the Greater Chicago area since 1990, and we have yet to send a customer away unhappy. The A Best Insurance Store is a licensed agency whose staff consists of highly trained and experienced insurance professionals. They will stop at nothing to provide you, our customers, with only the best and most affordable insurance products designed to suit your individual needs. So whether you are shopping for homeowners insurance, auto insurance, or business insurance, our agents are always ready to help.
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  • ABC Bank

  • ABC Bank: 5645 W Lake St, Tel.: (773) 854-2900
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  • Americas Financial Choice

  • Americas Financial Choice: 10302 S Halsted St, Tel.: (773) 249-7338
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  • AmeriCash Loans

  • AmeriCash Loans: 6008 W North Ave, Tel.: (773) 917-5937
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  • AvantCredit

  • AvantCredit: 640 N La Salle Dr Ste 535, Tel.: (800) 712-5407
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  • CAFCU: 233 N Michigan Ave, Tel.: (312) 598-3553
    At Corporate America Family Credit Union (CAFCU), we're dedicated to providing the tools, resources and expertise that will empower you to succeed. We're here for you, our member-owners. We provide the advanced products and client services you need to help further your financial goals and dreams. Plus, we collaborate with you and the solution that's just right for you. The best technology. Great rates. Employees that truly want to make a difference. That's how we empower financial success.
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  • Cash Exchange Jewelry & Loan

  • Cash Exchange Jewelry & Loan: 1236 W Devon Ave, Tel.: (872) 208-8593
    At Cash Exchange Pawn Shop in Chicago IL, we pawn or buy your jewelry, diamonds, watches, coin and bullion buyers, guitars and other valuables. Serving all of the Greater Chicago area, including the Lincolnwood, Skokie, Evanston, Des Plaines, Park Ridge Northbrook, Lake Forest, Wilmette, Winnetka and Kenilworth areas. We understand that there are many reasons you may want to sell or take a loan for your jewelry and valuables: an unexpected expense, the desire to move on from a past memory, or you simply don't need or want the jewelry or items anymore. When you bring your jewelry, watches, coins, diamonds, guitars or collectibles into our pawn store for a loan or a sale, we can give you cash on the spot. Cash Exchange Pawn Shop makes it easy to sell your property or to get a collateralize loan. Cash Exchange Pawn Shop has been working with our loyal customers to pawn/sell a variety of items in Chicago for over 27 years. We are experienced in pricing all kinds of antique jewelry, gold, diamonds, watches, precious metals, silverware, coins, musical instruments and collectibles. As an experienced licensed and bonded pawnbroker, you can be assured our pawn shop will give you the very best price on your gold, Rolex watches, jewelry, old gold and diamonds. We offer the consumer a quick, convenient and confidential way to borrow money. Short-term or long-term, cash needs can be met with no credit check. There are no legal actions or consequences of bad credit if the loan is not repaid. There is no threat of legal action when a customer defaults on a loan. Pawn loans do not cause people to overextend credit or go into bankruptcy and does not ruin their personal credit.
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  • Corporate America Family Credit Union

  • Corporate America Family Credit Union: 111 E Wacker Dr Ste Ll018, Tel.: (800) 359-1939
    Manage your money on your own terms - and your own schedule. Online Services Verify transactions, pay bills, transfer funds and more with services such as Online Account Access, Mobile Apps, eStatements and more. Convenience Services We offer a variety of services such as wire transfers, money orders, Western Union, cashier's checks and much more. Visa¿ Gift Cards Give the gift of Visa for a variety of occasions such as weddings, holidays, birthdays and more. MARTI - 24-hour Telephone Teller This free service provides account information to all Corporate America members using voice commands or a touch-tone key pad. Home & Family Finance Center Helpful articles, calculators, tips, and quizzes are available to provide you with tools you need to enhance your finances. For more information on any of these services, call our Member Center Monday through Friday, 7 am - 7pm, CST.
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  • Credit Union 1

  • Credit Union 1: 100 W Randolph St Ste 208, Tel.: (800) 252-6950
  • Credit Union 1: 2359 N Washtenaw Ave, Tel.: (800) 252-6950
  • Credit Union 1: 601 S Morgan St, Tel.: (312) 413-3607
  • Credit Union 1: 750 S Halsted St Room 220c, Tel.: (800) 252-6950
  • Credit Union 1: 1737 W Polk St Ste 7, Tel.: (312) 413-2431
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  • Crown Royal Jewelry & Loan

  • Crown Royal Jewelry & Loan: 6210 W North Ave, Tel.: (773) 622-2341
    Crown Royal Jewelry & Loan is a pawn shop located in Chicago, Illinois. As a member of the Illinois Pawnbroker Association, we make sure to provide you with fair trade and payment for a variety of products that you no longer have use for. We provide instant cash for: • High grade watches • Diamonds • Jewelry • Electronics • Musical instruments • Gold & silver • TVs and cameras • Tools and much more We also have free parking available for your convenience when you visit our location. So whether you're in need of quick money, or simply curious as to how much you can make for your old jewelry or electronics, make a stop at our shop. Call us today for more information!
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  • Delaware Place Bank

  • Delaware Place Bank: 190 E Delaware Pl Ste 1, Tel.: (312) 280-0360
    Established in 1970 when a group of local investors met to form the Oak Trust and Savings Bank, Oak Bank opened its doors on the corner of Oak and Rush streets in the heart of Chicago's Gold Coast neighborhood. Oak Bank is the partner that can bring it all together, including checking, savings, certificates of deposit and a variety of loan products. Oak Bank's online banking has made a significant upgrade to its Internet banking system, allowing it to provide better features including free bill payment service. Oak Bank has been the financial anchor and full-service neighborhood bank of Oak Street for over a quarter of a century. The bank s main branch is located in Chicago.
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  • Devon Financial Service

  • Devon Financial Service: 6414 N Western Ave, Tel.: (773) 381-2500
    For over 65 years, our company has been providing the community with the best quick loans regardless of bad credit. We offer convenient installment, auto title and advance payday loans for when you find yourself in a difficult financial situation needing extra cash. Our process is fast and simple from start to finish giving you the option to check your balance and make payments online. Visit our website for an inquiry or stop by our office in North Chicago and see how one of our experts can help!
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  • Devon Financial Services

  • Devon Financial Services: 22 E Adams St, Tel.: (312) 256-8595
    For over 65 years, our company has been providing the community with the best quick loans regardless of bad credit. We offer convenient installment and advance payday loans for when you find yourself in a difficult financial situation needing extra cash. Our process is fast and simple from start to finish giving you the option to check your balance and make payments online. Visit our website for an inquiry or stop in and see how we can help!
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  • First American Cash Advance

  • First American Cash Advance: 10503 S Western Ave, Tel.: (773) 672-4834
    Has something come up and you need money in a hurry? Don't worry! First American Cash Advance is here to help! With multiple locations across Chicago, we can get you the cash you need in minutes, up to $3,500! Bad credit? We offer loans with no credit checks! We specialize in • Short term cash • Loans • Installment loans • Signature loans • Title loans We can even accept your loan application over the phone, making it all the easier to get the cash you need! Don't let bills go unpaid, or let that once-in-a-lifetime opportunity pass you by because you didn't have the money just then. Call today for more information.
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  • First Northern Credit Union

  • First Northern Credit Union: 230 W Monroe St Ste 2850, Tel.: (312) 332-6357
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  • Hoyne Savings Bank

  • Hoyne Savings Bank: 4786 N Milwaukee Ave, Tel.: (773) 283-4100
    Founded in 1887, Hoyne Savings Bank provides financial services and is located in Chicago. The firm offers homeowners with loans secured by residential real estate and depositors. It provides various deposit accounts, including checking and money market, savings and individual retirement accounts. The bank s other services include telephone banking, safe deposit box, automated teller machines, and credit and Visa cards. Hoyne Savings Bank offers various services, such as checking accounts, savings accounts, Internet banking and online bill payment, loans and real estate mortgages. It additionally offers commercial regular NOW checking, commercial super NOW checking, commercial money market checking.
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  • Illinois Finance Authority

  • Illinois Finance Authority: 160 N. LaSalle St., Suite S-1000, Tel.: (312) 651-1300
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  • Illinois Lending Corporation

  • Illinois Lending Corporation: 724 W Washington Blvd, Tel.: (312) 832-1800
    Compare our rates you'll be glad you did! Need some fast cash? Illinois Lending Corporation can provide you with a loan for up to $2500! We slash rates on installment and checkbook loans, making personal loans easier and more affordable than ever. With six convenient locations throughout Chicago, IL and the South Suburbs, we're always in the neighborhood. Benefits of working with Illinois Lending Corporation include: Loans approved in minutes Better than payday loans No credit checks No hidden fees Refinancing? No problem 6 convenient locations With our fast, friendly staff, we are able to give you professional and confidential service to meet your loan needs. Speak directly with one of our representatives who will help you through the process and tell you what you qualify for. No hidden fees. We encourage customers to compare our rates. You'll be glad you did. Illinois Lending Corporation is a better way to borrow! Call Illinois Lending Corporation today or visit our website to learn more!
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  • Illinois Title Loans Inc.

  • Illinois Title Loans Inc.: 8700 S Ashland Ave, Tel.: (815) 401-1897
    Lots of places will give you a title loan, but at Illinois Title Loans no one knows this business better than we do. Ask us how you can get more money and easy payments that work for you. Illinois Title Loans gives you fast approvals, great service and you get to keep your car.
  • Illinois Title Loans Inc.: 5762 N Milwaukee Ave, Tel.: (331) 253-6700
  • Illinois Title Loans Inc.: 3159 W Cermak Rd, Tel.: (224) 232-8975
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  • Illinois-Service Federal Savings And Loan Association

  • Illinois-Service Federal Savings And Loan Association: 4619 S King Dr, Tel.: (773) 624-2000
    Illinois Service Federal Savings & Loan, a Chicago banking institution, offers free checking, savings, CDs and loans. You will enjoy customer services with a smile from friendly, courteous people who are enthusiastic to serve your financial needs. We want to make your experience with us both productive and pleasant. We have proudly served the Chicago area since 1934. Our products include: • Checking • Money market • Passbook savings • CDs • IRAs • Consumer loans Illinois Service Federal Savings & Loan also offers a variety of convenient services, including online banking, safe deposit boxes, rate sheets and financial calculators. You can also locate an ATM, report a lost or stolen debit card and opt for e-statements online. Our services are available for both individuals and businesses. Our business suite includes small business checking, online business banking and remote deposit capture. For more information, visit our website. Call today to get started. We look forward to doing business with you.
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  • Jones Trading

  • Jones Trading: 223 W Erie St Ste 4sw, Tel.: (312) 335-4012
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  • Lincoln Park Federal Savings and Loan

  • Lincoln Park Federal Savings and Loan: 3234 N Damen Ave, Tel.: (773) 935-4169
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  • Loan Express

  • Loan Express: 180 W Washington St Ste 300, Tel.: (312) 332-3332
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  • Midwest Mezzanine Funds

  • Midwest Mezzanine Funds: 55 W Monroe St Ste 3650, Tel.: (312) 291-7300
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  • Neighborhood Loans: Pulaski - NMLS ID: 222982

  • Neighborhood Loans: Pulaski - NMLS ID: 222982: 5756 S Pulaski Rd, Tel.: (773) 649-4800
    At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market. Our mission is to provide the finest service based on the highest standard of ethics, values and customer care. In doing so, we will earn the loyalty and trust of home owners who will become our lifelong customers and friends.
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  • R3lending

  • R3lending: 222 Merchandise Mart Plz Ste 1225, Tel.: (844) 744-4500
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  • Second Federal Savings

  • Second Federal Savings: 3960 W 26th St, Tel.: (773) 277-8500
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  • Shore Bank

  • Shore Bank: 7936 S Cottage Grove Ave, Tel.: (773) 371-7000
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  • Speedy Cash

  • Speedy Cash: 8701 S Cottage Grove Ave, Tel.: (872) 201-1729
    Visit our Speedy Cash store on the southeast corner of 87th and Cottage Grove. We're across the street from PNC Bank. Cash on the spot Find Speedy Cash just off of the 5 Freeway near the Linbrook Bowling Center. If you're headed southeast on the Santa Ana Freeway, take the Brookhurst exit south; we're on the southwest corner of Lincoln and Brookhurst. If you're traveling northwest on the 5 Fwy, exit on Lincoln Ave; we'll be on your left near 7 Eleven and Jiffy Lube.
  • Speedy Cash: 1552 W 119th St, Tel.: (888) 526-5565
    Payday Loans in Chicago, IL up to $1,000 available for quick cash to cover unexpected bills, emergencies or other short-term loan needs. Stop by your local Speedy Cash store to apply for a Payday Loan or Installment Loan today. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment Title loans subject to minimum auto value requirements. See associate for details. Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solutions. Customer with credit difficulties should seek credit counseling. A single payday advance is typically two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.
  • Speedy Cash: 4800 W Addison St, Tel.: (773) 382-8972
  • Speedy Cash: 4648 S Cicero Ave, Tel.: (888) 662-8157
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  • Sun Cash

  • Sun Cash: 5800 W North Ave, Tel.: (773) 237-3131
    Sun Cash has been taking care of the payday advance needs of our customers in Chicagoland since 2000.  It's easy to get a loan at Sun Cash or Uptown Cash.  Do you live in the local area, have a source of income, and an open checking account?  If the answer is yes, you may already be pre-approved!  It's that easy!  We also give cash for referrals!
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  • Swiss Fiduciary & Trust Co

  • Swiss Fiduciary & Trust Co: 7240 N Rogers Ave, Tel.: (773) 274-6063
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  • United Credit Union

  • United Credit Union: 1526 E 55th St Ste 3, Tel.: (773) 843-8900
  • United Credit Union: 4747 W. Peterson Ave Ste 100, Tel.: (773) 843-8482
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  • Wintrust Bank

  • Wintrust Bank: 1800 S Blue Island Ave, Tel.: (312) 985-5330
  • Wintrust Bank: 2250 N Sheffield Ave, Tel.: (773) 770-2245
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  • X Capital

  • X Capital: 311 W Superior St Ste 207, Tel.: (312) 642-7080
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What are Chicago Personal Loans?

In order to get a Personal Loan in Chicago, IL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Illinois resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Chicago even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Chicago, IL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Chicago Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Chicago, IL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Chicago Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Chicago, IL Personal Loan Alternatives