Personal Loans in Champaign, IL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Champaign, IL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Champaign, Illinois

Compare the best lenders that offer Personal Loans online and near you in Champaign, IL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • Busey

  • Busey: 314 S Randolph St, Tel.: (217) 351-2700
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  • Busey Bank

  • Busey Bank: 100 W University Ave, Tel.: (217) 365-4500
    Busey Bank is one of 18 bank branches in Champaign, McLean and Ford counties in Illinois. It offers customers a variety of financial products and services, including checking and savings accounts, loans, mortgages, credit lines, ATM cards, safe deposit boxes, bill pay and online banking. Busey Bank is owned by First Busey Corporation, a financial holding company that maintains headquarters in Urbana, Ill. First Busey Corporation has three banking subsidiaries, Busey Bank, Busey Bank Florida and First Capital Bank. Busey Bank was founded in 1868 as Busey Brothers and Company Bank. In 1945, it received its federal charter and became Busey First National Bank. Busey Bank maintains a location in Urbana, Ill.
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  • Central Illinois Bank

  • Central Illinois Bank: 302 W Springfield Ave, Tel.: (217) 366-4535
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  • Central Illinois Credit Union

  • Central Illinois Credit Union: 2106 W John St, Tel.: (217) 356-9721
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  • First Mid Bank & Trust

  • First Mid Bank & Trust: 2911 Crossing Ct, Tel.: (217) 866-0356
    First Mid Bank & Trust was first chartered in 1865 and has since grown into a more than $3.8 billion community-focused organization headquartered in Mattoon, Illinois, that provides financial services through a large network of banking centers in Illinois and Missouri communities and a loan production office in the greater Indianapolis area. Hours listed are typically our drive-up hours. please check our website for the full list of hours at this location.
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  • First Mid-Illinois Bank & Trust

  • First Mid-Illinois Bank & Trust: 913 W Marketview Dr Ste A, Tel.: (217) 378-8023
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  • First Midwest Bank

  • First Midwest Bank: 812 W Springfield Ave, Tel.: (217) 378-7640
    Welcome to First Midwest Bank. We provide more than just loans, mobile banking, and financial planning. We provide momentum. For your business. Your finances. Your life.
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  • Illini Currency Exchange

  • Illini Currency Exchange: 1304 N Prospect Ave, Tel.: (217) 355-2900
    Illini Currency Exchange proudly serves the Champaign, Urbana, and the surrounding communities of Illinois. We provide fast, upfront card and cash services. We do not provide services for Western Union and we do not exchange foreign currency. We offer cash payroll, title service, renewal stickers, and more. Let us show you why our customers refer their friends and family members to us! Call us today for more information.
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  • Marine Bank

  • Marine Bank: 1001 S Neil St, Tel.: (217) 356-7601
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  • Prospect Bank

  • Prospect Bank: 1601 S Prospect Ave, Tel.: (217) 352-0077
    Prospect Bank serves the Champaign-Urbana area with high quality local banking focused on the convenience and efficiency that matters most to you. Whether you want the personal experience with the friendly staff, or the convenience of the easy to use online banking, Prospect Bank is the bank for you. Based on a healthy foundation of both experienced staff and a mission to live by, Prospect Bank is here to meet all your banking needs. Call us today for more information!
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  • Security Finance

  • Security Finance: 823 Bloomington Rd, Tel.: (217) 689-0501
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
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  • U Of I Employee Credit Union

  • U Of I Employee Credit Union: 2201 S 1st St, Tel.: (217) 278-7700
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  • University Of Illinois Credit Union

  • University Of Illinois Credit Union: 2201 S 1st St, Tel.: (217) 278-7700
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What are Champaign Personal Loans?

In order to get a Personal Loan in Champaign, IL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Illinois resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Champaign even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Champaign, IL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Champaign Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Champaign, IL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Champaign Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Champaign, IL Personal Loan Alternatives