Personal Loans in Augusta, GA - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Augusta, GA. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Augusta, Georgia

Compare the best lenders that offer Personal Loans online and near you in Augusta, GA and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • 1st Franklin Financial

  • 1st Franklin Financial: 2825 Washington Rd Ste M-2, Tel.: (706) 667-5418
    As of June 15, we are open for in-branch service during regular business hours. Please note, we are following the recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.
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  • Advanced Loan Services

  • Advanced Loan Services: 3299 Peach Orchard Rd, Tel.: (706) 792-1595
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  • Augusta Metro Federal Credit Union

  • Augusta Metro Federal Credit Union: 205 Davis Rd, Tel.: (706) 854-6140
    Founded in 1961, Augusta Metro Federal Credit Union is a financial cooperative with more than 12,000 members and 4 branches located throughout Central Savannah River Area. Located in Augusta, Ga., the credit union provides a list of products which include share/savings, share draft/checking, loans, and card information. It also provides a variety of services, including ATM services, check ordering, audio response teller, dealer express lending, guaranteed auto protection, identity theft protection, MBI/insurance, members auto and homeowners insurance program. Augusta Metro Federal Credit Union is federally insured by National Credit Union Administration and is an Equal Housing Lender.
  • Augusta Metro Federal Credit Union: 4306 Mike Padgett Hwy, Tel.: (706) 854-6140
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  • Augusta Vah Federal Credit Union

  • Augusta Vah Federal Credit Union: 950 15th St, Tel.: (706) 823-3981
  • Augusta Vah Federal Credit Union: 1 Freedom Way, Tel.: (706) 731-7161
    Chartered in 1953, Augusta VAH Federal Credit union is a nonprofit organization. We are a member-owned financial institution that exists for the purpose of serving our member's best interests. Credit unions are committed to service and have been since their beginning in 1852. from the outside, credit unions may look like banks in many ways, but their primary purpose, service to members, has not changed. Service is found in the form of lower loan rates, higher savings rates, and low, if any, fees on other products. It is what makes credit unions different and sets them apart from other financial institutions. It is what makes a member more than just a customer. It is people helping people. To join the credit union, simply bring proper identification, complete a membership card, and make a minimum $5.00 deposit into a share/savings account. That initial deposit entitles members to all the services and benefits provided by the credit union.
  • Augusta Vah Federal Credit Union: 3830 Washington Rd Ste 34, Tel.: (706) 855-2224
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  • Delta Finance Co

  • Delta Finance Co: 905 Greene St, Tel.: (706) 724-9985
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  • Empire Loan

  • Empire Loan: 903 Greene St, Tel.: (706) 724-1836
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  • Georgia Auto Pawn Inc.

  • Georgia Auto Pawn Inc.: 2631 Peach Orchard Rd, Tel.: (706) 619-1327
    Lots of places will give you a title pawn, but at Georgia Auto Pawn no one knows this business better than we do. Ask us how you can get more money and easy payments that work for you. Georgia Auto Pawn gives you fast approvals, great service and you get to keep your car.
  • Georgia Auto Pawn Inc.: 1752 Gordon Hwy, Tel.: (706) 619-1542
  • Georgia Auto Pawn Inc.: 3109 Deans Bridge Rd, Tel.: (706) 619-1436
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  • Lendmark Financial Services

  • Lendmark Financial Services: 596 Bobby Jones Expy Ste 11, Tel.: (706) 651-9835
    Lendmark Financial Services understands loans are as individual as the people we serve. We personalize loan solutions to meet your unique needs and strive to make borrowing easy, convenient, and affordable.
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  • Mariner Finance

  • Mariner Finance: 1235 Walton Way, Tel.: (706) 722-6496
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  • Modern Finance & Loan Co

  • Modern Finance & Loan Co: 215 James Brown Blvd, Tel.: (706) 724-1493
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  • Navy Federal Credit Union

  • Navy Federal Credit Union: 263a Robert C Daniel Jr Pkwy, Tel.: (888) 842-6328
    At Navy Federal Credit Union, we’re member-owned and member-obsessed. We’re proud to be a not-for-profit credit union supporting all branches of the military, the DoD, veterans and their families through every life stage. Our members earn and save more with lower fees, better rates and discounts. Visit us at one of our 335+ branches—many located near military bases. Our Members Are the Mission. Insured by NCUA.
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  • Queensborough National Bank & Trust

  • Queensborough National Bank & Trust: 4226 Columbia Rd, Tel.: (706) 863-2000
    22 Locations Throughout Georgia
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  • Republic Finance

  • Republic Finance: 3455 Peach Orchard Rd, Tel.: (706) 792-2600
  • Republic Finance: 231 Furys Ferry Rd, Tel.: (706) 854-9772
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  • Security Finance

  • Security Finance: 1631 Gordon Hwy Ste 4, Tel.: (706) 481-2005
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
  • Security Finance: 3830 Washington Rd Ste 8, Tel.: (706) 407-4495
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  • South State Bank

  • South State Bank: 3530 Wheeler Rd, Tel.: (706) 738-6990
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  • Springleaf Financial Services

  • Springleaf Financial Services: 2816 Washington Rd Ste 105, Tel.: (706) 737-4642
  • Springleaf Financial Services: 2803 Wrightsboro Rd Ste 26, Tel.: (706) 738-8875
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  • Sunbelt Credit

  • Sunbelt Credit: 221 James Brown Blvd, Tel.: (706) 489-6433
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
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  • Sunset Finance Company

  • Sunset Finance Company: 3841 Washington Rd, Tel.: (706) 772-8900
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  • SunTrust

  • SunTrust: 801 Broad St, Tel.: (706) 821-2030
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
  • SunTrust: 1602 Walton Way, Tel.: (706) 691-0293
  • SunTrust: 403 Furys Ferry Rd, Tel.: (706) 619-2654
  • SunTrust: 2901 Washington Rd, Tel.: (706) 691-0215
  • SunTrust: 2625 Peach Orchard Rd, Tel.: (706) 619-2612
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  • SunTrust Bank

  • SunTrust Bank: 3456 Wrightsboro Rd, Tel.: (706) 481-0745
  • SunTrust Bank: 1631 Gordon Hwy, Tel.: (706) 792-2760
  • SunTrust Bank: 3520 Walton Way Ext Ste 1a, Tel.: (706) 481-8984
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  • University Health Federal Credit Union

  • University Health Federal Credit Union: 4106 Columbia Rd Ste 104, Tel.: (706) 854-1485
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  • Western Finance

  • Western Finance: 1821 Walton Way, Tel.: (706) 250-4981
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What are Augusta Personal Loans?

In order to get a Personal Loan in Augusta, GA you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Georgia resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Augusta even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Augusta, GA may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Augusta Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Augusta, GA is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Augusta Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Augusta, GA Personal Loan Alternatives