Personal Loans in Athens, GA - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Athens, GA. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Athens, Georgia

Compare the best lenders that offer Personal Loans online and near you in Athens, GA and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • Athens Mortgage

  • Athens Mortgage: 710 S Milledge Ave, Tel.: (706) 369-9307
    Buying a home or refinancing is a serious financial endeavor and market conditions can change quickly, so utilizing an experienced mortgage lender is key. As a Athens loan officer, I have the expertise to advise you on your financial options for your mortgage or home refinance. My goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation. Check out my website, or give me a call, (706) 612-0011 for expert advice.
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  • BB & T

  • BB & T: 1071 Founders Blvd Ste B, Tel.: (706) 354-3893
  • BB & T: 9008 Highway 29 S, Tel.: (706) 227-7895
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  • BB&T

  • BB&T: 2065 Timothy Rd, Tel.: (706) 549-6607
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
  • BB&T: 475 E Broad St, Tel.: (706) 548-0868
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  • Covington Credit

  • Covington Credit: 2475 Jefferson Rd Ste 600, Tel.: (706) 354-0021
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  • First American Bank

  • First American Bank: 300 College Ave Ste 221, Tel.: (706) 354-5000
    Founded in 1928, First American Bank and Trust Company is a full-service financial institution that provides a range of banking services. It offers checking, savings, individual retirement and money market accounts. The bank also provides mortgage, home equity, automobile, commercial and personal loans. First American Bank and Trust Company offers online and telephone banking services. In addition, it provides certificates of deposits and credit cards. The bank also offers investment, merchant, treasury management, collection and retirement services. First American Bank and Trust Company additionally provides online payment and loan calculators. It is a member of the Federal Deposit Insurance Corporation. First American Bank and Trust Company maintains various locations in Georgia.
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  • Georgia United Credit Union

  • Georgia United Credit Union: 190 Gaines School Rd, Tel.: (706) 549-6292
  • Georgia United Credit Union: 1710 S Lumpkin St, Tel.: (706) 549-6292
    When asked what sets us apart from the big banks or other financial institutions, we like to think the answer is a simple one we know a good thing when weve got it. At Georgia United, we know the choice is yours when it comes to where to do your banking, and were honored to serve you. As a service organization, we pride ourselves on providing an unparalleled member service experience and we strive to meet each members unique financial needs with the products and services most relevant to them.
  • Georgia United Credit Union: S 1710 Lumpkin St, Tel.: (706) 227-5400
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  • Georgian Financial Services Of Athens

  • Georgian Financial Services Of Athens: 1095 Baxter St, Tel.: (706) 546-6639
    Foreign currency - we maintain a supply of the most-requested currencies in stock. Other currencies can be ordered and shipped to our officeby the nextbusiness day. Over 100 countries' currencies are available. We will accept cash or a personal check for payment (sorry - no credit cards). Our web site lists the currencies that we have available.Picture identification is required for a currency transaction and additional information may be required depending on the size of the transaction. Precious metals - we sell currently-minted coins and bulkquantities of precious metals- gold, silver and platinum. Wewill repurchase the items that we sell but we do not purchase scrap metals or jewelry.
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  • Republic Finance

  • Republic Finance: 3190 Atlanta Hwy Ste 13, Tel.: (706) 552-1616
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  • Robins Financial Credit Union

  • Robins Financial Credit Union: 2636 Atlanta Hwy, Tel.: (706) 546-5982
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  • Security Finance

  • Security Finance: 3579 Atlanta Hwy, Tel.: (706) 350-5926
    We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. Serving customers since 1955! Call today!
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  • Springleaf Financial Services

  • Springleaf Financial Services: 100 Athens Town Blvd Ste 4, Tel.: (706) 549-5360
  • Springleaf Financial Services: 3190 Atlanta Hwy Ste 24, Tel.: (706) 543-8256
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  • Sterling Finance Company

  • Sterling Finance Company: 1021 Parkway Blvd, Tel.: (706) 548-4249
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  • Sunset Financial

  • Sunset Financial: 2205 Lexington Rd, Tel.: (706) 546-5953
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  • SunTrust

  • SunTrust: 180 Gaines School Rd, Tel.: (706) 715-3466
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
  • SunTrust: 101 N Lumpkin St, Tel.: (706) 354-5200
  • SunTrust: 3445 Atlanta Hwy, Tel.: (706) 363-9720
  • SunTrust: 185 Alps Rd, Tel.: (706) 395-0336
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  • SunTrust Bank

  • SunTrust Bank: 1022 Prince Ave, Tel.: (706) 354-5380
  • SunTrust Bank: 1710 S Lumpkin St, Tel.: (706) 354-5365
  • SunTrust Bank: 4190 Atlanta Hwy, Tel.: (706) 354-5360
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  • Synovus Bank - ATM

  • Synovus Bank - ATM: 2830 Lexington Rd, Tel.: (888) 796-6887
    Check before you go! Due to COVID-19, branch hours and services are subject to change. We’re keeping drive-thrus open, but there may be limited lobby access at your preferred branch. - Synovus is the bank of here. And here is where you are. We provide solutions in commercial and retail banking, investment and mortgage services to corporate, small business, and individual customers. Whether it’s asset management, small business loans, corporate banking or personal wealth management, our financial advisors are here to develop customized plans to fit your needs. Visit Synovus today in Athens, GA.
  • Synovus Bank - ATM: 1199 Prince Ave, Tel.: (888) 796-6887
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What are Athens Personal Loans?

In order to get a Personal Loan in Athens, GA you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Georgia resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Athens even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Athens, GA may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Athens Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Athens, GA is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Athens Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Athens, GA Personal Loan Alternatives