Personal Loans in Miami, FL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Miami, FL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Miami, Florida

Compare the best lenders that offer Personal Loans online and near you in Miami, FL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • BB & T

  • BB & T: 9200 S Dadeland Blvd Ste 314, Tel.: (305) 670-0083
  • BB & T: 501 Brickell Key Dr Ste 100, Tel.: (305) 374-1100
  • BB & T: 2667 NW 3rd Ave, Tel.: (305) 438-0217
  • BB & T: 18999 Biscayne Blvd Ste 100, Tel.: (305) 933-3222
  • BB & T: 13731 SW 152nd St, Tel.: (336) 733-3300
  • BB & T: 869 SW 107th Ave, Tel.: (305) 552-5303
  • BB & T: 8994 SW 40th St, Tel.: (305) 207-1228
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
  • BB & T: 1000 NW 57th Ct, Tel.: (305) 262-7001
  • BB & T: 12390 SW 120th Ave, Tel.: (305) 378-4725
  • BB & T: 1533 Sunset Dr, Tel.: (305) 663-6030
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  • BB&T

  • BB&T: 10990 Biscayne Blvd Unit 11, Tel.: (305) 423-3840
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
  • BB&T: 1000 SW 67th Ave, Tel.: (800) 226-5228
  • BB&T: 7900 W Flagler St, Tel.: (305) 263-1002
  • BB&T: 2375 SW 122nd Ave, Tel.: (305) 551-6208
  • BB&T: 8701 SW 137th Ave, Tel.: (305) 383-4500
  • BB&T: 1190 SW 67th Ave, Tel.: (305) 264-5195
  • BB&T: 12390 SW 120th St, Tel.: (305) 378-4725
  • BB&T: 2 S Biscayne Blvd Ste 140, Tel.: (305) 374-1776
  • BB&T: 1200 Brickell Ave, Tel.: (305) 523-3400
    Established in 1872, Branch Banking and Trust Company is one of the largest financial firms in the United States. Located in Miami, Fla., the bank offers a host of financial services, including banking, lending, insurance trust and wealth management. It also specializes in financial, estate and home/residence planning. The bank caters to small business, corporations, community organizations, public entities and nonprofit organizations. Branch Banking and Trust Company operates more than 50 locations across the United States.
  • BB&T: 7545 N Kendall Dr, Tel.: (305) 669-7440
  • BB&T: 19235 Biscayne Blvd, Tel.: (305) 931-1187
  • BB&T: 14690 SW 8th St, Tel.: (305) 551-3174
  • BB&T: 11400 N Kendall Dr, Tel.: (305) 596-6342
  • BB&T: 15725 S Dixie Hwy, Tel.: (305) 235-6701
  • BB&T: 10899 SW 72nd St, Tel.: (305) 274-2000
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  • BB&T Bank

  • BB&T Bank: 8994 SW 40th St, Tel.: (305) 207-1228
    We’re temporarily adjusting services available at our local branches to help maintain the health and safety of our clients and teammates. This includes providing teller services through drive-thru lanes only, in-person visits by appointment only, and select branch closures. Some branches without drive-thru lanes will remain open with enhanced sanitization measures.
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  • Chase Home Finance

  • Chase Home Finance: 8500 SW 117th Rd Ste 130, Tel.: (305) 598-7700
    Chase Home Finance is a consumer and commercial banking firm with a presence in Miami. The company provides a variety of financial programs for the sale and purchase of residential properties. The company offers adjustable- and fixed-rate loan programs. It provides refinancing services, as well as online loan calculators. Chase Home Finance also offers jumbo and interest-only mortgage programs. The company is a part of JPMorgan Chase & Company, which is a global financial services firm with more than 180,000 employees. The parent company serves corporate, institutional and government clients in over 60 countries. JPMorgan Chase & Company offers investment, small and commercial banking services.
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  • Dade County Federal Credit Union

  • Dade County Federal Credit Union: 10900 SW 88th St, Tel.: (305) 471-5080
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  • Easy Cash

  • Easy Cash: 14600 NW 7th Ave, Tel.: (786) 292-7104
    At Fast Payday Loans, our first job is getting to know our customers. They work hard for their money. Making ends meet can be tough. Sometimes they need a little extra cash…and that's where we come in. Do you need a little extra cash…now? Come into Fast Payday Loans. All you need is a current checking account, a pay-stub and a photo I.D. It's that easy. When you need us, we're right in the neighborhood.
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  • Fast Payday Loans Inc.

  • Fast Payday Loans Inc.: 9030 SW 40th St, Tel.: (786) 496-9775
    At Fast Payday Loans, our first job is getting to know our customers. They work hard for their money. Making ends meet can be tough. Sometimes they need a little extra cash…and that's where we come in. Do you need a little extra cash…now? Come into Fast Payday Loans. All you need is a current checking account, a pay-stub and a photo I.D. It's that easy. When you need us, we're right in the neighborhood.
  • Fast Payday Loans Inc.: 1698a SW 8th St, Tel.: (786) 471-3076
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  • HSBC

  • HSBC: 2 S Biscayne Blvd Ste 106, Tel.: (954) 467-8772
  • HSBC: 9469 S Dixie Hwy, Tel.: (800) 975-4722
  • HSBC: 1441 Brickell Ave, Tel.: (800) 975-4722
  • HSBC: 2954 Aventura Blvd, Tel.: (305) 931-6700
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  • Iberiabank

  • Iberiabank: 200 S Biscayne Blvd Ste 2850, Tel.: (305) 381-9088
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  • Instant Cash Advance

  • Instant Cash Advance: 13031 SW 88th St, Tel.: (305) 279-8666
    We are locally owned and operated and have been serving the Miami market since 1997. We have three convenient locations to serve you in North Miami, Miami Lakes and Kendall. We specialize in providing payday loans with fast and friendly service and we never do credit checks.  We also cash all types of checks and we specialize in commercial check cashing. We also are an authorized FPL payment center so your FPL payment credits immediately.  Come to us for all Western Union services including money transfer and money orders. We also have all your Visa/Mastercard/Netspend/WesternUnion debit cards.
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  • Interglobal Mortgage Lending

  • Interglobal Mortgage Lending: 14261 SW 120th St Ste 113, Tel.: (305) 598-1208
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  • Jet Ski of Miami & Fishermans Boat Group

  • Jet Ski of Miami & Fishermans Boat Group: 3800 NW 27th Ave, Tel.: (305) 600-3882
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  • Marlin Cash Title Loans

  • Marlin Cash Title Loans: 10700 N Kendall Dr, Tel.: (715) 407-4472
    Marlin Financials staff has spent years in the lending industry. We believe that the key to our success is our untiring service to our clients. We go above and beyond to ensure that our clients fully understand their options, even if that means referring them to our competitors.
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  • Navy Federal

  • Navy Federal: 909 SE 1st Ave Ste 600, Tel.: (305) 373-5621
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  • Navy Federal Credit Union

  • Navy Federal Credit Union: 909 Brickell Plz Ste 100, Tel.: (888) 842-6328
    At Navy Federal Credit Union, we’re member-owned and member-obsessed. We’re proud to be a not-for-profit credit union supporting all branches of the military, the DoD, veterans and their families through every life stage. Our members earn and save more with lower fees, better rates and discounts. Visit us at one of our 335+ branches—many located near military bases. Our Members Are the Mission. Insured by NCUA.
  • Navy Federal Credit Union: 909 SE 1st Ave Ste 100, Tel.: (888) 842-6328
    Navy Federal Credit Union is the world's largest credit union and is proud to serve the financial needs of the Armed Forces, Department of Defense, veterans, and their families worldwide. We offer low-rate auto and home loans, credit cards, private student loans and a variety of savings products. Join today. Federally insured by NCUA. Equal Housing Lender.
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  • Nicholas Financial Inc

  • Nicholas Financial Inc: 7800 NW 25th St Ste 12, Tel.: (305) 715-0441
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  • Numarc Mortgage

  • Numarc Mortgage: 25 S E Second Ave - Suite 312, Tel.: (305) 359-3725
    Numarc Mortgage is located in beautiful Miami, Florida. We take pride in making sure that the loan process is simple and streamlined for borrowers seeking a mortgage in the Miami area. Call us today for a new loan or to refinance.
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  • Ocean Bank

  • Ocean Bank: 165 NE 1st St, Tel.: (305) 373-3379
  • Ocean Bank: 780 NW 42nd Ave, Tel.: (305) 446-9330
    One of Florida s largest independent commercial banks, Ocean Bank operates a family of banks throughout Miami-Dade and Broward counties in southern Florida. Each bank offers a variety of financial products and services including checking accounts, savings accounts, certificates of deposit, money market accounts, mortgage loans, vehicle financing, personal loans, debt consolidation, online banking, cash management, credit and debit cards and automatic teller machines to local businesses, families and individuals. Ocean Bank was chartered in 1982 and manages nearly $5 billion in assets. The bank employs more than 900 people. It has headquarters in Miami and branch offices in Miami Beach, Miami Lakes, Hialeah, Fort Lauderdale, Cooper City, Pembroke Pines, Hollywood and Weston, Fla.
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  • Recloans.com

  • Recloans.com: 1840 SW 22nd St, Tel.: (859) 684-0257
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  • Sunshine Lending Title Loans

  • Sunshine Lending Title Loans: 225 NE 34th St, Tel.: (877) 682-0170
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  • Sunstate Bank

  • Sunstate Bank: 2901 S Le Jeune Rd, Tel.: (305) 567-0600
  • Sunstate Bank: 14095 S Dixie Hwy, Tel.: (305) 256-9850
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  • The Global Group

  • The Global Group: 10250 SW 56th St Ste A-202, Tel.: (305) 912-3139
    We help you get the capital needed to make your business succeed! -Cash Advance -Equipment Leasing -Business line of Credit Any type of financial solutions!
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  • Universal American Mortgage Company

  • Universal American Mortgage Company: 700 NW 107th Ave, Tel.: (305) 551-7001
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What are Miami Personal Loans?

In order to get a Personal Loan in Miami, FL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Florida resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Miami even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Miami, FL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.

 

Apply for Miami Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Miami, FL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Miami Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time

 

Useful Personal Loan resources

 

Miami, FL Personal Loan Alternatives