Personal Loans in Gainesville, FL - Rates and Terms

You can apply both online and offline in order to receive a Personal Loan in Gainesville, FL. Regardless of your credit history, you can get a loan and deal with any personal needs. Don't wait, apply now and get the funding you need!

The Best Personal Loan Companies in Gainesville, Florida

Compare the best lenders that offer Personal Loans online and near you in Gainesville, FL and choose the one that suits your wishes and needs. Apply and get the most profitable option:

  • 1st Credit Union

  • 1st Credit Union: 4280 NW 16th Blvd, Tel.: (352) 372-8225
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  • American First Mortgage

  • American First Mortgage: 4907 NW 43rd St, Tel.: (352) 335-2282
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  • Best Jewelry & Loan Pawnbrokers

  • Best Jewelry & Loan Pawnbrokers: 523 NW 3rd Ave, Tel.: (352) 559-2825
    We Buy Gold! Come to Best Jewelry & Loan Pawn Brokers. A Good Place to Pawn!
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  • Drummond Community Bank

  • Drummond Community Bank: 3436 W University Ave, Tel.: (888) 396-5703
    Serving Archer, Bronson, Chiefland, Cross City, Cedar Key, Gainesville, Inglis, Mayo, Trenton, Ocala, Old Town, Williston & Surrounding Areas Since 1990 Drummond Community Bank was organized in 1990 by a group of Chiefland business owners who saw a need for a locally owned and locally managed bank. Shares of stock were made available to interested investors who provided the foundation of what quickly became the dominant banking institution in the Chiefland area, and its only locally chartered bank. Named after Mr. Luther W. Drummond (1888-1973), Chiefland's first banker, the bank first accepted deposits in January, 1990 and gained instant success. Drummond Community Bank currently maintains a 5-Star rating from Bauer financial, a private independent rating organization who ranks the safety and soundness of financial institutions on a nationwide basis. Drummond Community Bank has been a member of CDARS, the Certificate of Deposit Account Registry Service®, since 2004.
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  • Fast Payday Loans Inc.

  • Fast Payday Loans Inc.: 4053 NW 13th St, Tel.: (352) 448-0504
    At Fast Payday Loans, our first job is getting to know our customers. They work hard for their money. Making ends meet can be tough. Sometimes they need a little extra cash…and that's where we come in. Do you need a little extra cash…now? Come into Fast Payday Loans. All you need is a current checking account, a pay-stub and a photo I.D. It's that easy. When you need us, we're right in the neighborhood.
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  • First Federal Bank

  • First Federal Bank: 4200 SW 34th St Ste A, Tel.: (352) 204-4461
    First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, and the Carolinas. As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: checking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.
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  • Florida Credit Union

  • Florida Credit Union: 2831 NW 43rd St, Tel.: (352) 377-4141
    The team at Florida Credit Union's branch on NW 43rd Street in Gainesville, FL, can help you open a checking or savings account, apply for a mortgage, auto loan or home equity product, and use all of our services and products to your advantage. If it's after business hours, you can always access your accounts through online banking, our mobile banking app and Info 24 telephone banking. If you're traveling beyond Florida and need ATM access, find a nearby location through the STAR STATION® network and Presto! network in Publix Super Markets.
  • Florida Credit Union: 2785 SW 91st St, Tel.: (352) 377-4141
  • Florida Credit Union: 3720 NW 13th St Ste 10c, Tel.: (352) 377-4141
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  • Gadgets and Gold

  • Gadgets and Gold: 6450 SW Archer Rd, Tel.: (352) 363-6062
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  • Modern Capital Solutions Inc.

  • Modern Capital Solutions Inc.: 3324 W University Ave # 256, Tel.: (352) 316-7930
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  • Springleaf Financial Services

  • Springleaf Financial Services: 4110 SW 34th St, Tel.: (352) 372-4400
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What are Gainesville Personal Loans?

In order to get a Personal Loan in Gainesville, FL you do not need to meet many requirements. In order to obtain a Personal Loan, you must be a Florida resident who is 18 years of age or older. The lender will also ask you to provide a regular monthly source of income and an active bank account. It is worth noting that you can get a Personal Loan in Gainesville even with bad credit, however, you will most likely have to face higher interest rates.

The repayment terms for a Personal Loan in Gainesville, FL may vary depending on the lender chosen, the loan amount and many other factors. Typically, they range from 1 to 5 years. Thus, unlike a Payday Loan, you do not need to think about paying off the loan on the day of your next paycheck. However, it is recommended that you look through the requirements of your lender or lending company before applying and obtaining funding.


Apply for Gainesville Personal Loan Online and get instant approval

The fastest way to get a Personal Loan in Gainesville, FL is through an online application. Thus, by filling out an online form, you can get almost instant approval within a few minutes and receive money in your bank account within one business day. Learn the basic steps:

  1. Fill out the application. You can do this both online and in person (you can find the location closest to you on the lender’s website).
  2. Wait for the reply from the lender. Typically, your online application will be approved within a few minutes.
  3. Once approved, you can sign the loan agreement. The money will be transferred to your bank account within one business day.

What you get with Gainesville Personal Loans

  • Same-day application approval
  • No long hours of waiting
  • No paperwork
  • Almost instant approval of the application
  • Loans are also available even for bad credit
  • Ability to apply at any convenient time


Useful Personal Loan resources


Gainesville, FL Personal Loan Alternatives