Installment Loans in Richmond, KY - Rates and Terms

Apply online and you will be able to get your Richmond Installment Loan as quickly as possible. Get fast approval from the best Kentucky lenders and receive funding even if you have bad credit!

The Best Installment Loan Companies in Richmond, Kentucky

Compare the best lenders that offer Installment Loans online and near you in Richmond and apply for the most profitable option:

  • Advance America

  • Advance America: 620 Big Hill Ave Ste 2, Tel.: (859) 625-0555
    Get money at our Richmond, KY store with a fast and easy loan process from Advance America. We offer a variety of loans like payday loans and cash advances at our Richmond, KY store. We are here for you if you need cash fast for unexpected bills, emergencies, or other short-term money needs. Advance America also offers various financial services including MoneyGram, Money Solutions and Netspend Visa Prepaid Cards. We are a trusted financial services company with 1,700 Advance America locations nationwide. With a 5-star rating on Trustpilot and A+ rating with BBB, our knowledgeable staff in Richmond, KY can help you choose the loan that's right for you. Visit us today to apply.
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  • Bluegrass Credit Corp Inc

  • Bluegrass Credit Corp Inc: 908 E Main St Ste 1, Tel.: (859) 625-5561
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  • Carteret Mortgage Company

  • Carteret Mortgage Company: 1232 Lancaster Rd Ste A, Tel.: (859) 623-3076
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  • Cash Tyme

  • Cash Tyme: 962 Commercial Dr, Tel.: (859) 626-4434
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  • Central Bank & Trust Co.

  • Central Bank & Trust Co.: 350 W Main St, Tel.: (859) 625-6500
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  • Chase Bank

  • Chase Bank: 2268 Tates Creek Rd, Tel.: (859) 231-2575
  • Chase Bank: 444 Big Hill Ave, Tel.: (859) 624-4816
  • Chase Bank: Po Box 38, Tel.: (859) 624-4817
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  • Check Into Cash

  • Check Into Cash: 463 Eastern Byp, Tel.: (859) 624-5224
    Check Into Cash makes it fast and easy for you to get the cash you need online or at our Richmond, KY store. We provide Payday Advances, in Store Cash Loans, Online Payday Loans, Title Loans, Title Pawns, Check Cashing, Western Union®, Bill Pay, and Reloadable U.S. Money Prepaid MasterCards®. We are known for our quick, easy and confidential service and we have an A+ rating from the Better Business Bureau. Check Into Cash is here to help you by serving as your one-stop money shop. All products not available in all locations.
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  • Citizens Guaranty Bank

  • Citizens Guaranty Bank: 457 E St, Tel.: (859) 624-2138
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  • Cumberland Valley National Bank & Trust

  • Cumberland Valley National Bank & Trust: 2110 Lexington Rd, Tel.: (859) 623-2243
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  • Eagle Finance

  • Eagle Finance: 830 Eastern Byp, Tel.: (859) 623-4600
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  • Farm Credit Mid-America

  • Farm Credit Mid-America: 2008 Merchant Dr Ste 1, Tel.: (859) 625-5995
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  • Fifth Third Bank & ATM

  • Fifth Third Bank & ATM: 800 Eastern Byp, Tel.: (859) 625-5353
    Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company had $144 billion in assets and operated 1,191 full-service Banking Centers, including 94 Bank Mart® locations, most open seven days a week, inside select grocery stores and 2,541 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth and Asset Management. Fifth Third also has a 18.3% interest in Vantiv Holding, LLC. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2016, had $305 billion in assets under care, of which it managed $26 billion for individuals, corporations and not-for-profit organizations. Investor information and press releases can be viewed at Fifth Third's common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB." Fifth Third Bank was established in 1858. Member FDIC, Equal Housing Lender
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  • First American Mortgage

  • First American Mortgage: 640 University Shopping Ctr, Tel.: (859) 626-3355
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  • First Century Lending

  • First Century Lending: 2013 Merchant Dr Ste 1, Tel.: (859) 353-8569
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  • First Mortgage Capital

  • First Mortgage Capital: 415 Leighway Dr, Tel.: (859) 623-6816
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  • First South Credit Of Madison County

  • First South Credit Of Madison County: 610 Big Hill Ave Ste 5, Tel.: (859) 625-1300
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  • First Southern National Bank

  • First Southern National Bank: 894 Richmond Plz, Tel.: (859) 623-7199
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  • Kentucky Bank

  • Kentucky Bank: 5008 Atwood Dr, Tel.: (859) 575-6370
  • Kentucky Bank: 1001 Gibson Bay Dr, Tel.: (859) 626-8008
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  • Ky Cash Advance

  • Ky Cash Advance: 509 Leighway Dr, Tel.: (859) 625-1111
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  • Madison Bank

  • Madison Bank: 1001 Gibson Bay Dr Ste 101, Tel.: (859) 626-8008
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  • Madison Bank 24 Hour Access Line

  • Madison Bank 24 Hour Access Line: 660 University Shopping Ctr, Tel.: (859) 626-4775
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  • Park Community Credit Union

  • Park Community Credit Union: 1300 Gibson Bay Dr, Tel.: (859) 623-0838
    Locations in Richmond and Berea Kentucky. Banks, Financial Services, Credit Unions.
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  • People Exchange Bank

  • People Exchange Bank: 519 Hampton Way Ste 9, Tel.: (859) 624-7100
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  • Personal Finance Company

  • Personal Finance Company: 2002 Merchant Dr, Tel.: (859) 625-0770
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  • PNC Bank

  • PNC Bank: 408 Jason Dr Ste 102, Tel.: (859) 624-7432
  • PNC Bank: 275 E St, Tel.: (859) 624-7425
  • PNC Bank: 520 Eastern Byp, Tel.: (859) 624-7431
    At PNC, we believe you can handle your finances better by taking small steps today, and we’re right here ready to help make it easier for you. No matter how simple or complex your everyday needs may be, our range of products, services, and digital solutions can help you better manage them.
  • PNC Bank: 275 E Main St, Tel.: (859) 624-7425
  • PNC Bank: Po Box 728, Tel.: (859) 623-8700
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  • Polaris Home Funding Corporation

  • Polaris Home Funding Corporation: 419 Gibson Ln, Tel.: (859) 623-7500
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  • Regency Finance Co

  • Regency Finance Co: 2139 Lantern Ridge Dr, Tel.: (859) 623-0996
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  • Regency Finance Company

  • Regency Finance Company: 5006 Atwood Dr, Tel.: (859) 623-0955
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  • Republic State Mortgage

  • Republic State Mortgage: 1010 Brandy Ln, Tel.: (859) 353-5678
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  • Stockton Mortgage

  • Stockton Mortgage: 519 Hampton Way, Tel.: (859) 624-7100
    At Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day. A full-service, independent mortgage bank headquartered in Kentucky and founded in 2001 by David Stockton, the Stockton Mortgage team has grown to more than 175 with lender licenses in 17 states. We’re a Fannie Mae and Freddie Mac seller/servicer and one of only two mortgage banks in Kentucky approved as a Ginnie Mae issuer. We have established ourselves as one of the most reliable and trustworthy home loan and mortgage providers in our area. Though our business continues to grow, with licenses in in Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Mississippi, North Carolina, Ohio, Tennessee, and Texas, we are committed to maintaining our core values, and ensuring that every customer is completely satisfied. Stockton Mortgage is a full service mortgage banker. In addition to being an agency direct seller/servicer, SMC is an approved lender with the Federal Housing Administration, Veterans Administration, U.S Department of Agriculture, Kentucky Housing Corporation and Indiana Housing Corporation. SMC has been named the #1 Rural Housing Lender in the state six years in a row, a top KHC lender, and KHC’s Mortgage Credit Certificate recipient. We would love to help you purchase your dream home, and show you just how easy the process can be.
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  • Stockton Mortgage Corporation

  • Stockton Mortgage Corporation: 100 Keystone Dr, Tel.: (859) 626-4400
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  • SunTrust Mortgage

  • SunTrust Mortgage: 114 N 3rd St, Tel.: (859) 626-1237
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  • Transland Financial Services

  • Transland Financial Services: 238 N 2nd St, Tel.: (859) 626-0844
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  • Us Bank

  • Us Bank: 200 E St, Tel.: (859) 624-2429
  • Us Bank: 1100 Lancaster Rd, Tel.: (859) 624-4930
    Let the U.S. Bank Richmond - Lancaster Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
  • Us Bank: 200 E Main St, Tel.: (859) 624-4935
  • Us Bank: 2013 Lantern Ridge Dr, Tel.: (859) 624-3487
    Let the U.S. Bank Richmond Meijer Office help you bank smarter with Online Banking, Bill Pay, Checking Accounts, Savings Accounts, Bank Loans and Student Loans.
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  • World Finance

  • World Finance: 312 Jason Dr Ste 11, Tel.: (859) 623-2887
    World Finance located in Richmond, KY. We offer personal installment loans and tax services. Visit us online at
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What are Richmond Installment Loans?

Applying for an in Richmond, KY Installment Loan has become as easy as possible. What’s more, you don’t have to meet a lot of requirements. If you are a Kentucky resident over 18 and can provide proof of regular monthly income, then your chances are high. You will also need to provide an active bank account and government issued ID. As a rule, most Richmond Installment lenders require a credit check however you can get a loan even with a bad credit history. However, your credit history affects the loan interest rates that you will receive.

The amount of the Installment Loan may vary. If you need a small amount, then you can find a lender who will provide you with $ 100 to $ 3,000. However, if you want to get a big loan, you can get up to $ 5,000. Payment terms also vary depending on the lender and state laws. If the loan is short, the repayment period may be only a few months. However, with a large loan amount, repayment terms can vary from 2 to 7 years. Therefore, study the laws of the state and the lender’s requirements before applying for an Installment Loan at Richmond, KY.


Apply for Richmond Installment Loan Online and get instant decision

If you want to get the fastest approval, then it is best to apply online. Thus, apply for an Installment Loan at Richmond, KY online, wait for the lender’s approval and receive the money in your bank account within one business day.

  1. Fill out a simple and convenient form online or in person at your nearest store in Richmond.
  2. Get a response to your application almost instantly.
  3. If your loan application is approved, you can sign a loan agreement and receive money within one business day.

What you get with Richmond Installment Loans

  • Same-day response to your application
  • Online and offline ability to get a loan
  • No long waiting in lines
  • No paperwork
  • Instant approval decision online
  • Bad credit is not a problem
  • Financing within one business day
  • 24/7 availability


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